Rates & pricing

Live-based rates, clear fees, no surprises

PiPExchange uses live market data plus a transparent service margin to calculate your payout. Below you’ll see how the math works and example rates for popular directions. Final values are always shown in the exchange calculator before you confirm an order.

Pricing source

Live market feeds

We track real-time prices from liquidity partners and update our internal rates accordingly.

Service margin

Clear & visible

Our earnings come from a small spread or fee shown before you submit the order.

Final amount

Known in advance

You always see how much you send and approximately how much you receive before paying.

How we calculate your payout

For each direction (for example USDT → PayPal EUR) we calculate your payout using the current market rate, our service margin and any required network or payment-system fees.

  • Market price: baseline price from our liquidity feeds.
  • Direction margin: small percentage that depends on currency pair and risk.
  • Network / gateway fees: blockchain fees, PayPal fees or bank wires where applicable.

When you change the amount or direction in the calculator, all of these are recalculated instantly.

Example calculation

USDT (TRC20) → PayPal USD

You send 500 USDT
Base rate 1 USDT ≈ 1.00 USD
Service margin − 3% (direction risk, liquidity)
Effective rate 1 USDT ≈ 0.97 USD
Approx. you receive ≈ 485 USD

Numbers above are simplified for illustration. The live calculator shows your exact rate, service fee and payout before you confirm an order.

Example rates for popular directions

Sample values only – check the home page calculator for live rates.

USDT (TRC20)

PayPal USD

1 USDT ≈ 0.97 USD

Service margin
from ~3%
Min / max
50 – 5,000 USDT
Typical time
5 – 30 minutes
Fast payout Best for freelancers

USDT (TRC20)

PayPal EUR

1 USDT ≈ 0.91 EUR

Service margin
from ~3.5%
Min / max
70 – 4,000 USDT
Typical time
15 – 60 minutes
Popular in EU Client invoices

PayPal USD

USDT (TRC20)

1 USD ≈ 0.93 USDT

Service margin
from ~4%
Min / max
60 – 3,000 USD
Typical time
30 – 90 minutes
Higher risk direction Extra checks possible

BTC

PayPal USD

0.01 BTC ≈ X USD

Pricing
Spot BTC/USD minus margin
Min / max
0.002 – 0.3 BTC
Typical time
After required confirmations
Market-linked For experienced users

PayPal EUR

SEPA Bank EUR

1 EUR ≈ 0.98 EUR

Service margin
from ~2%
Min / max
100 – 5,000 EUR
Typical time
Same or next business day
Bank payout Business clients

USDT (TRC20)

Advcash USD

1 USDT ≈ 0.99 USD

Service margin
from ~1.5%
Min / max
30 – 3,000 USDT
Typical time
5 – 20 minutes
Low spread For active exchangers

Rate components by category

Overview of how much of the “spread” typically comes from each part.

Category Example direction Market movement Service margin Network / gateway fees Overall risk level
Crypto → e-wallet USDT (TRC20) → PayPal USD Medium Low–medium Low Balanced
E-wallet → crypto PayPal USD → USDT (TRC20) Medium Medium–higher Medium Higher
E-wallet → bank PayPal EUR → SEPA Bank EUR Low Low–medium Medium Balanced
Crypto → crypto BTC → USDT Higher Low Network dependent Market-linked
E-wallet → e-wallet Advcash USD → PayPal USD Low Medium Medium Balanced

These categories are for orientation only. Exact margins, fees and available directions are defined dynamically inside the PiPExchange engine and may change over time.

Check rates where you place the order

The home page calculator is the source of truth. It shows your live rate, fee and limits based on the chosen direction and amount.

Large or custom exchanges

For high amounts or unusual directions, contact us first. We can reserve liquidity and agree on tailored pricing before you pay.

When rates may change

In periods of high volatility, we may limit the time a rate is locked, or ask you to confirm an updated payout if the market moves significantly.

This page is for general explanation and sample values. It does not represent a fixed public offer. Your final rate is always the one shown in the calculator at the moment you create your order.

Support
Hi! Need help? Send us a message.